Save time and money

We leverage modern tech to continuously enhance and simplify the online insurance experience, to minimise repetitive and redundant steps.
100% online
How we work
Premium formula
100% Online
100% Online
100% Online
100% Online
100% Online
100% Online
100% Online
100% Online
100% Online
100% Online
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Real-time results
Bowtie’s pioneering online underwriting system is designed by medical doctors and reinsurance companies. With 95% multiple choice questions. No medical exam or report necessary. Click here to instantly check whether or not you can be insured. No need to enter personal information or contact details.
Policy effective immediately
All you need is a smartphone or computer and a valid credit card (Visa, Mastercard or AMEX). Customers can complete the online application process in as quick as 10 minutes. Once approved, policy is effective immediately.
File a claim anytime, anywhere
Customers can manage their policies and file a claim through Bowtie’s online platform. No login required, friends and family can also help file a claim easily.
How we work
How we work
How we work
How we work
How we work
How we work
How we work
How we work
How we work
How we work
No insurance intermediary necessary and all product details are available on our website. If you have any questions, our professional customer service team is always ready to assist you. 
Go to Bowtie website to learn and choose desired protection
Apply through our pioneering online underwriting system
Wait for policy approval process.

Once approved, policy will be effective immediately
Go Fast. Go with Bowtie. Once you submit the required documents, you won’t believe how fast it takes
10
minutes
To complete application
5
working days
To proceed policy
5
minutes
Lodge a claim
How is premium calculated?
How is premium calculated?
How is premium calculated?
How is premium calculated?
How is premium calculated?
How is premium calculated?
How is premium calculated?
How is premium calculated?
How is premium calculated?
How is premium calculated?
Bowtie harnesses the latest technology to reduce operating costs through efficiencies. By eliminating commission fees, we can pass on the savings to our customers while offering the same level of protection.
Have questions about Bowtie's products? Our Product Specialists can assist you!
Providing you with personalized product consultations and commission-free!
Service Hours: 9:30 am to 6:30 pm, Monday to Friday

Closed on Saturdays, Sundays, and Public Holidays
By scheduling a consultation or WhatsApp inquiry, you acknowledge that you have read  Bowtie's Personal Information Collection Statement and agree to the use of your personal data for contact.
For inquiries regarding existing policies, please contact our Customer Service Department:
Hotline: 3008 8123 | Email: cs@bowtie.com.hk | Click “Live Chat” at the bottom right corner