Monthly premium for a family of three only $377

Customers should choose insurance products according to their personal or actual needs.

Remarks:
1. Bowtie VHIS Standard monthly premium $377 is based on a family of three with a 30-year-old non-smoking female and male and 5-year-old daughter.
2. In the 2019/20 tax year, the standard tax rate is 15% and the marginal tax rate is 2%, 6%, 10%, 14% and 17%. Source: Food and Health Bureau (as of March 4, 2021). Assuming the policyholder is a taxpayer. The above content is for reference only. If you need any tax advice, please consult your tax advisor. You can also browse the Food and Health Bureau website for more information on tax deductions.
3. The above is for reference only. For detailed product terms and conditions, please refer to the policy.
4. BowtieCash allows you to pay for eligible medical costs that exceed Bowtie VHIS Plans coverage and is subject to terms and conditions. For details, please refer to the campaign rules of the BowtieCash Program.
5. According to the premium information published on the Food and Health Bureau website as of 20 Mar, 2022, the premium of Bowtie VHIS Standard plan is the lowest among all VHIS Standard plans in the market for non-smokers with ages from 0 to 80 .
6. The reimbursement rates provided are as of Nov 2022 and are for reference only. Actual reimbursement rates may vary depending on the severity of the case, required treatment, and actual medical expenses.
7. Calculated based on the standard premium of  30-year-old non-smoking male insured with Bowtie VHIS - Standard Plan, Bowtie VHIS Flexi Regular and Bowtie Pink (ward) and the deductible option HK$80,000.
^Bowtie Pink VHIS fully covers eligible medical expenses for specified benefits and is subject to annual benefit limits, lifetime benefit limits, specified ward level and territorial scope of cover. Some services may be reimbursed up to the benefit limits