All VHIS Standard Plans have a 30% co-pay policy for Diagnostic Imaging Tests (e.g. CT, MRI, PET) which means it covers only up to 70% of the costs.
A chest CT scan at Baptist hospital costs HK$6,270 and the highest claim amount covered by VHIS Standard Plan is HK$4,389. If you use BowtieCash to pay for remaining 30%, you don’t even need to pay a dollar!
Claim Ratio:
Other VHIS Standard Plans ^
![](https://assets.bowtie.com.hk/5ee7a33b5edf8fb0bcb51fdd/60455e14bc84e72abbb2d1ab_family-features-5a.svg)
Bowtie VHIS Standard Plan + BowtieCash
![](https://assets.bowtie.com.hk/5ee7a33b5edf8fb0bcb51fdd/60455db92c7110c1278cfea3_family-features-5b.svg)
*Medical costs in this case study are based on the fees listed for Baptist Hospital (as of July 2019) and are for reference only. For claims estimates, contact our teams.
^Claims ratio in this case are based on information on VHIS Standard Plans from the Food and Health Bureau and is for reference only.