Exclusive Health and Claims Support Say GoodBye to Cumbersome Procedures
*Applicable to Flexi and Bowtie Pink only
Additional Offer
50% OFF for add on Wellness Package
If You Are…
Not sure which type of body check is the right one for you?
Worried about dealing with claims documents?
Unfamiliar with treatment/ hospitalization procedures?
Not sure which type of body check is the right one for you?
Worried about dealing with claims documents?
Unfamiliar with treatment/hospitalization procedures?
Let the Professionals Handle the Things That You Are Unfamiliar With
Existing health check packages may not be the best option for you!
Yearly Body Check with Optional Check Items Suggested by Doctors
In addition to the annual core health check-up, targeted optional health check items will also be recommended by doctors to cater for your circumstances and potential health risks.
Existing health check packages may not be the best option for you!
Yearly Body Check with Optional Check Items Suggested by Doctors
In addition to the annual core health check-up, targeted optional health check items will also be recommended by doctors to cater for your circumstances and potential health risks.
Additional 'Optional Health Check Items' can be added as needed on top of the core health check-up.
Wellness Package
Mostly Pre-packaged / Pre-set Medical Packages on the Market
Wellness Package
Mostly Pre-packaged / Pre-set Medical Packages on the Market
Wellness Package
Additional 'Optional Health Check Items' can be added as needed on top of the core health check-up.
Not wanting deal with claim documents in case of hospitalization?
Bowtie Deals with Hospitals Directly To Give You the Seamless Cashless1 Experience
In case treatment (including surgery) is needed, simply inform the designated hospital about your Wellness Package during pre-surgery medical consultation at the designated hospital. Bowtie will automatically take care of the necessary claim documents for you with the hospital and process the pre-approval of the treatment expenses, allowing hassle-free cashless1 discharge.
Not wanting deal with claim documents in case of hospitalization?
Bowtie Deals with Hospitals Directly To Give the You Seamless Cashless1 Experience
In case treatment (including surgery) is needed, simply inform the designated hospital about your Wellness Package during pre-surgery medical consultation at the designated hospital. Bowtie will automatically take care of the necessary claim documents for you with the hospital and process the pre-approval of the treatment expenses, allowing hassle-free cashless1 discharge.
Wellness Package
Indicate yourself as a Bowtie customer, and enjoy a seamless discharge process without the need to settle the bills.
Wellness Package
You will need to collect and submit all the claims documents
Wellness Package
You will need to collect and submit all the claims documents
Wellness Package
Indicate yourself as a Bowtie customer, and enjoy a seamless discharge process without the need to settle the bills.
Not sure how much the surgery will cost?
Transparent Pricing for Designated Medical PackagesPlus Enjoying Extra Dual Protection
Covers 7+ specialists and over 200 all-inclusive surgeries/medical procedures
including endoscopy, hernia, cataract, and other common surgeries/medical procedures
No hidden costs! Package prices cover the costs of all standard items related to the surgery/procedure.
1) Extra $500 Cash Benefit 2
Calculated based on the number of Designated Medical Packages used, with no upper limit on the number of Cash Benefit. Get $500 cash protection every time you use a Designated Medical Packages.
2) Full Reimbursement3
Applicable to Flexi Plan Customers only. The reimbursement limit is equal to the annual benefit limit of the VHIS plan. Bowtie Pink plans already fully cover the costs of designated medical packages without utilizing the Wellness Package's benefits.
Other hospitals are covered too! Treatments at non-designated hospitals or for non-designated medical packages will be reimbursed according to the VHIS Plan coverage details.
Two Hospitals Available Match with VHIS
The Wellness Package is available in two versions - GHK and CUHK Medical Centre, both at a flat rate of $200/mo. These Wellness Packages must be purchased together with either a Bowtie VHIS Flexi Plan or Bowtie Pink Plan. For detailed information about the hospital options and VHIS plans, please visit the links below.
Applicable to new customer of Bowtie VHIS Flex Plan or Bowtie Pink & this Wellness Plan:
“Cash Benefit and Full Reimbursement for Designated Medical Packages” : No waiting period
"Annual Core Health Check-up and Optional Health Check Items": 90 Days waiting period
Applicable to existing Bowtie VHIS Flexi Plan customers or Bowtie Pink who add on this medical wellness package after the policy becomes effective:
"Cash Benefit and Full Reimbursement for Designated Medical Packages": 180 Days waiting period
"Annual Core Health Check-up and Optional Health Check Items": 90 Days waiting period
Exclusions
Same exclusions as the associated VHIS plan (including case-based exclusion)
Renewal
Upon renewal, there shall be no re-underwriting. No additional rate of premium loading or case-based exclusions shall be imposed by reason of any change in the Insured Person's health conditions.
Upon renewal, we reserve the right to revise Policy Terms and Conditions, including the prevailing standard premium schedule.
Cooling-off Period
21 days
Within the cooling-off period, you may cancel the Plan and receive a full refund of premium
Policy Cancellation
You may request cancellation of the Plan by giving us at least 30 days prior notice.
For inquiries regarding existing policies, please contact our Customer Service Department: Hotline: 3008 8123 | Email: cs@bowtie.com.hk | Click “Live Chat” at the bottom right corner
Bowtie is not the provider of the above medical services. Bowtie is not responsible for any liability arising from the services provided by the designated hospitals, any problems or complaints related to the services or the quality of the related services, please contact the relevant suppliers or third parties directly. For details, please call the designated hospitals’ customer service hotline or the official website for inquiries. In case of any disputes, Bowtie and its designated hospitals reserve the right of final decision. Bowtie VHIS Flexi, Bowtie Pink VHIS and its riders - "Bowtie & Gleneagles Hospital Hong Kong Wellness Package” and “Bowtie & CUHK Medical Centre (CUHKMC) Wellness Package” are underwritten by Bowtie Life Insurance Company Limited, and are intended for sale in Hong Kong only. These Medical Riders are not certified plans under VHIS. You can only hold one in-force Wellness Package under your Bowtie VHIS Flexi Plan policy.
The Insured Person can choose to hold both the "Bowtie & Gleneagles Hospital Hong Kong Wellness Package” and “Bowtie & CUHK Medical Centre (CUHKMC) Wellness Package” simultaneously. However, each wellness package must be attached to a single VHIS policy, as each VHIS policy can only attach one wellness package.
The above information is for reference only. For detailed terms and conditions of the product, key risks, and exclusions, please refer to the policy.
If you see a "+" symbol, you can click on it to view more information.
Remarks
1The designated hospital will submit to Bowtie on your behalf the pre-approval application in respect of the Designated Medical Packages(s) for the intended surgery(ies)/ procedure(s) for the cashless settlement service, which the cashless settlement service is subject to Bowtie's approval. For the service terms and conditions, please refer to the relevant application form. 2 Cash Benefit applies to the use of Designated Medical Packages and is not subject to the annual or lifetime benefit limit (if applicable) of the Bowtie VHIS Flexi or Bowtie Pink VHIS. 3 Full reimbursement only applies to the fees of Designated Medical Packages and is subject to the annual and lifetime benefit limit (if applicable) of the Bowtie VHIS Flexi or Bowtie Pink VHIS. The deductible of Bowtie Pink is not covered. The Insured Person has to pay out of pocket to the designated hospital directly for all the fees that have not been pre-approved by Bowtie before discharge. 4 Calculated based on the standard premium of a 30-year-old non-smoking male insured with Bowtie VHIS Flexi Regular Plan and Bowtie Pink (Ward) - $20K Deductible Plan.
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